Trying to get the cheapest car insurance can be a headache, but
on the other hand it is usually worthwhile doing as you can save
yourself quite a bit of money, especially when you take it
account that this is something you have to pay for every year,
the savings can add up.
Here are some things you can look at to get your car insurance
costs down:
1. Keep your car in a garage or on a drive way and tell your
insurance company this. 2. Fit an immobiliser or car alarm,
preferably both. 3. If you have an older car, consider changing
your insurance from comprehensive cover to third party, fire and
theft cover. 4. Be as accurate as possible when giving your
annual mileage to the insurance company. 5. If you do low
mileage in your car, then consider agreeing to limited mileage
insurance so you are covered for a certain number of miles. 6.
Choose as high an excess as you can afford to pay in the event
of a claim. 7. Get a cheaper quote from another car insurance
company and tell your existing insurance company and see if they
will give you an even better deal. 8. Pay your premium as an
upfront lump sum so that you avoid paying interest on top of
your premiums. Car insurance companies usually charge a lot of
interest so even if you do not have the cash up front, you may
still be better off borrowing the money more cheaply elsewhere.
You could for example pay for your insurance with your credit
card and then do a balance transfer to another one of your
credit cards charging lower interest than your car insurance
company. 9. Add a second person who has a good record to the
insurance cover as sometimes this can lower your premium. 10.
Buy your car insurance online as you may find you can get a
discount for buying online.
About the author:
Jose Miguel Poza runs several financial websites and if you
would like to read more about saving money on car insurance and
other types of insurance, please visit
http://www.uk-home-motor-travel-insurance.co
m/insurance-articles/index.html
